New to investing? Need a refresher? This is the place to begin learning how to make money in the markets. We've packed this section with interactive demonstrations and tools that are as fun as they are informative. Areas covered: Basic investment theory, risk management, stock fundamentals, mutual funds, bonds and taxes.
	Alternative title: Getting a Grip. It's time to organize your financial life once and for all. Define your goals and calibrate your current financial condition. Then set up an asset-allocation program and a customized portfolio of SmartMoney mutual fund picks. We'll even show you how to choose a broker -- if you think you need one.
	Hot tips. The latest fad. You can invest that way if you want. Or you can develop a coherent strategy to spot the winning investments others pass by. This section will show you a workable system and introduce some tools to make the job easier. No guarantees you'll find the next Microsoft. But you never know.
	Even if you hate the very idea of investing, you know you have to plan for the day you stop working. Here are the easiest strategies for maximizing your 401(k), managing your IRA and figuring out just how much you should be saving each year. Now is the time to get started. You can't really afford to wait.
	It keeps every parent up at night -- how can I squeeze out enough savings each year to send my darling Junior to Princeton? The answer: smart investing. We've got the right strategy no matter how old your kid is. And our tax-wise savings tips can minimize the amount you'll lose to Uncle Sam.
	If you're saving for a house down payment, that boat you've always wanted -- anything that's just around the corner -- you can't afford much risk. But you also need your money to grow as quickly as possible. Here's a system to help estimate what you'll need and maximize the growth of your short-term savings.
	Taking on debt isn't always a bad idea. Who can afford to buy a house or car these days without it? But taking on expensive debt is another thing altogether. Our worksheets can help you better manage your credit cards, refinance your home, borrow wisely from your 401(k) and decide when consolidation is the best option.